How Our Terms Apply to Your Account
Our legal terms are structured to reflect Indonesian user rights and apply where local law permits. When you open an account, you enter a relationship governed by our Terms of Service, Privacy Policy and Cookie Policy — each of which we update and date-stamp whenever a
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material change occurs. We notify you of significant changes via the email address tied to your account, giving you at least seven days to review before changes take effect. Payment references in our terms — including DANA, OVO, GoPay and QRIS — describe the actual rails
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your deposits and withdrawals travel through, not hypothetical options. Jurisdiction-specific restrictions apply depending on local law, and we make those restrictions visible in the relevant policy section rather than hiding them in footnotes.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.